Free Credit Card Machine For Small Business

We now have a ZERO monthly minimum program available Commercial Merchant services now offers a Free Credit Card Machine for small business. The System can be a customized for any business. Along with the system comes a low rate of 1.09% + 0.9 cents per transaction. No contract or terminal fees and no 1st year PCI fee. Take advantage of our free credit card machine for small business Also click here to get information on our ZERO monthly fees program To process credit card transactions using your cell phone or tablet You can also check our Facebook page for current specials     

We can now open Merchant Accounts for the following business types

Ecomm/CNP Ingestible & Topical CBD (no cap on % of product mix)
 Head Shops (pipes/bongs/papers/etc.)
 Daily Fantasy Sports, Off-Track Betting, Wagers, & Race Tracks
 Direct Marketing – Travel Related Arrangement Services
 Dating Services
 Cigar Stores and Stands
 Digital Goods – Games
 Drugs, Drug Proprietaries, and Druggist Sundries – Sale of prescription required drugs
(card-absent transactions)
 Drug Stores and Pharmacies – Sale of prescription required drugs (card-absent
 Crypto related businesses

Our Free Credit Card Terminal for small business is indeed free. 

-There is ZERO start-up cost including free shipping.

-This includes all of our terminal types

-Counter Top

-Wireless (Mobile)

-POS Systems

A Free credit card machine for small business

is a must for any small business owner that wants to make as many sales as possible and increase profits. The pandemic has made the average consumer feel like credit card transactions are the safest and most effective way to make sales. We have options for a Free credit card machine for small business that includes counter top devices, wireless portable devices as well devices that attach to your cell phone or tablet.
credit card machine for small business

Free credit card terminal

The PINPad Pro is here!
The new power couple has arrived. The Smart PIN Pad Pro (PAX A80 + SP30) provides a personal checkout experience with separate merchant and customer terminals. Perfect for merchants with glass dividers, or who are looking to promote proper social distancing.


Get a $200 credit on your 1st months fees

Get a$200 billing credit on your 1st month of fees try our service for nothing if you are not completly satisfied you can close your account and keep the difference no questions asked

free credit card terminal for small businesses
free wireless credit card terminal for your business
  1. Tips on using a wireless credit card terminal
  2. The right way to install a wireless credit card terminal
  3. The best wireless credit card terminal for your business
  4. Explore the best wireless credit card terminal solutions
  5. Discover the right wireless credit card terminal
  6. Get the most from a wireless credit card terminal

Whenever you may require the right wireless credit card terminal, odds are, you are going to be off looking for the most efficient solutions on the market right now. That is, the most reliable combination of price and quality that will not let you down and will aid you in all the right ways indeed.

Well, if that is the case and you are therefore already looking for the most efficient choices out there, this right here is the best opportunity to make the most from your needs as well as requirements – the wireless credit card terminal will provide you with all the benefits you will ever require and in no time at all.

Therefore, if you are looking for the most efficient solutions out there, do not hesitate to check this one out and you will definitely keep on coming back for more in the future. Explore all of the options in order to make the best from your needs and you will keep on coming back for more.

Discover the perfect wireless credit card terminal that will not let you down and will deliver the best combination of price and quality out there – it really is as simple as that.

Free same day funding for every Smart Solution merchant


Every new  merchant is now eligible to receive same day funding at no additional cost. Forget paying 1% like our competitors require, and start getting same day funding on your sales for free today!


Same day funding is best for businesses who need cut times past 10 pm ET, including those with extended hours, such as:


West Coast businesses.
Bars and nightclubs.
Restaurants that are open from lunchtime past midnight.

Our free credit card machine for small business includes both counter top and wireless terminals.
The Ingenico iCT 220 is perfect for your businesses counter top needs and comes with a debit pin pad if needed all free of charge.

credit card machine for small business

Our free credit card machine for small business also includes wireless terminals. We use the Ingenico iWL wireless terminal that will allow you to accept credit card payments anywhere onsite. As with all of our free terminal programs there is no contract or termination fees as well as no startup costs.
credit card machines small business

Our free credit card terminal program is the only free terminal program in the industry that has no contract or termination fees. There is no setup charge as well as free shipping. We offer both countertop and wireless devices that are EMV compliant. Its free simple if you do not like our product or services return the terminal with the free shipping label we provide no questions asked. Our rate for swipe transactions is 1.09% + .09 cents per transaction and for non-swipe ( moto, internet) it is 1.89%+ .09 cents per credit card terminal

New for 2021 our no monthly fee virtual terminal that lets you process credit card sales anywhere you have access to an internet connection. The program has a discount rate of 1.85% + .10 cents per transaction with ZERO monthly fees. You heard it right don’t use it pay nothing.

virtual credit card terminal

Call 1-866-223-0190

to get more information

or your free credit card terminal

Choose credit card machines to boost your small business

-Our Program offers free equipment

-No contracts

-Same business day funding on your sales

-Card present discount rate of 1.09% & Card not present rate of 1.85%

When you accept a variety of modes of payment, there is a better chance to in-crease sales of small businesses. In today’s day and age, plastic money is becoming very famous. One of the most common forms of plastic money is the credit card.


During this technological age, if you are running a small business, and also accept credit cards as a mode of payment, then there are chances that you will attract more customers as com-pared to others. A majority of buyers, nowadays, use their credit cards to even make the smallest purchase. Credit card machines for small business is becoming very common in today’s times as many merchants have the machines with them and are able to use them very easily without any hassle.

There are many companies that provide you with a number of options when it comes to credit card machines for business. However, the choice is up to you as to which company you choose and what fees are you willing to pay for the service that will be pro-vided to you. There are some companies or merchants that will charge you per transac-tion. This charge can be higher as compared to the other companies.

Hence it is very essential that you first do your research before you choose one company to provide you the service. You need to find out which credit card processing is cheapest for small business, before you make the big decision.

Once you decide on the company, your next step should be to determine which card machine would be appropriate for your business. For most businesses that are face-to-face, a POS machine or swiping terminal is preferred.

There are some merchants who also prefer to install a software in their computers that will change it to cash register. So this is another decision you need to make. You have to figure out the best way to accept credit cards for small business so that you do not have to face any debts or consequences.

Purchasing credit card machines can be an expensive affair if you do not choose it wisely. Hence it is a good idea, to do the necessary research and take time to decide on the best merchants that will provide you with good service. The cost of these credit card machines will entirely depend on the merchant or the service provider you choose.

Free Credit Card Processing Use Our Cash Discount Program To Eliminate Your Credit Card Fees   cash discount program is a type of credit card processing that passes the cost of acceptance back to customers who choose to pay with a credit card or debit card.    Are you ready to get rid of the impact of payment processing costs on your business? With our Cash Discount program you will enjoy the same profit margins from cash payments as you do from non-cash payments.   THE BEST CASH DISCOUNT PROGRAM FROM COMMERCIAL MERCHANT SERVICES Are you ready to get rid of the impact of payment processing costs on your business?
  • No monthly or annual costs for  Cash Discounting
  • No contract commitment
  • Free equipment
  • No confusing customer receipts
With Our Cash Discount program you will enjoy the same profit margins from cash payments as you do from non-cash payments. CONTACT US   We provide you with what you need
  • free signage explaining the program to your customers.
  • free  Cash Discounting software
  • free equipment options.
What Our Cash Discounting eliminates
  • no monthly or annual costs
  • no statement fee
  • no batch header fee
  • no PCI compliance fee
  • no contract commitment
Equipment Our Cash Discounting program works on many POS solutions to meet your business needs and we even offer free POS equipment if needed. No Confusing Customer Receipt When your customer checks out at the point-of-sale, our  software knows, in real time, how to adjust the transaction to offset any costs. This adjustment is called the Cash Discount adjustment. This Cash Discount adjustment means, your customer is providing you the same profit margins, whether they pay in cash or not. It doesn’t get any easier than that. You continue to price all of your merchandise assuming cash payment. If you have been charging your customers a higher price than you would like to charge because you knew many would pay with plastic, you can now offer the cash discount pricing on all advertised pricing.  This would make your advertised pricing more competitive and attractive to the consumer without costing you a dime.    

Take Advantage Of Our Program

-Free Equipment
-No Contract or Termination Fees
-Next Business Day Funding On Your Sales
-Zero Merchant Bankcard Fees To You
-Online Access to your account
-US Based Customer Service
-Free POS System Available
-Free Wireless Terminal Available

Call 1-866-223-0190 to get started

Our Smart Terminal Powered by the Android operating platform, the fashionable yet compact  Smart Terminal features:
  • Uses our  app.
  • Full, SMART POS functionality.
  • A large, high-definition color display.
  • A neatly hidden, super fast thermal printer.
  • Lightning-fast processing.
OUR SMART TERMINAL IS THE IDEAL SOLUTION FOR: Traditional merchants looking to add mobile payment acceptance to their business. You can offer it to your merchants for free with a nominal software fee of just $9.95 per month per device.

Smart POS System

Also powered by the Android operating platform, the sleek and stylish Payanywhere Smart POS is an integrated SMART point of sale featuring:

  • Our POS app.
  • An electronic cash register.
  • Fast printing receipts with automatic cutter.
  • Multiple wired/wireless communication options.
  • Super-fast printer – up to 150mm/s.
  • Customer-facing second screen.


Soft-Goods and Hospitality merchants looking for a cost-effective, space-saving payment solution for their countertops.

How to Choose the Best Credit Card Reader for Your Business

In the same way that no two businesses are exactly the same, no two credit card processing solutions will give you the same benefits. Depending on the type of business you run, you may find yourself relying on physical point-of-sale registers, mobile card readers, an e-commerce payment gateway, or all three at once.

You need to be able to accept credit card payments during each interaction with customers so you do not miss out on potential sales. Having a card reader available helps increase transaction speeds and improve customer satisfaction levels, which will go a long way toward helping you achieve your business goals. How do you decide which credit card reader will benefit your business the most?


Knowing where your customers are and where the bulk of your credit card transactions come from will help you determine the next steps to take when looking for a specific card reader. For example, having a mobile reader that attaches to your smartphone is critical for individuals and companies selling merchandise during fairs and expos. The following types of credit card processing solutions offer a variety of benefits and provide flexibility for small merchants and large-scale retailers alike.


Mobile Credit Card Machines Deliver On-the-Go Solutions


It is essential for small business owners and individuals selling goods and services on the go to be able to accept credit cards from their customers. With fewer people carrying cash, and even fewer willing or able to write a check, accepting a credit card can be the difference between closing a sale and missing out. A mobile credit card machine provides merchants with easy-to-use solutions in these situations.


Some professionals and businesses that benefit from mobile card readers include:



Personal Trainers/Coaches

Food Trucks

Expo Merchandisers

Vendors at Live Events

According to, an online survey released by Walker Sands Communications in 2020 found that 40 percent of consumers polled said they had used a mobile payment application in the past year, up from 8 percent a year earlier. While this statistic also incorporates e-commerce platforms through a company’s mobile website, it shows that consumers across the board are clearly looking to complete transactions as quickly and conveniently as possible with their mobile device.


A mobile card reader simply connects to your smartphone or tablet via your headphone jack, and the interface can be launched as an app on your home screen. Using the app is easy and allows you to type in a transaction amount, swipe a credit card, obtain a signature, and email a receipt to the customer.


Many mobile solutions can also be integrated with QuickBooks or other software to help you keep track of your finances without needing to manually export and import data. The processing fees for using a reader will vary from one option to the next, but your merchant account provider will help you understand the fee structure as it affects your overall processing solution, so you know what to expect from each sale.


POS Systems Integrated with Terminals Enhance Brick-and-Mortar Operations


In a traditional retail stores or restaurants, your customers expect to be able to pay with their credit or debit card. While mobile card readers allow your staff members to roam around the store and complete transactions from anywhere, in a less mobile environment it is still necessary to have a credit card terminal integrated with a POS system. On their most basic level, credit card terminals attached to your Point-of-Sale system can help you complete transactions quickly and easily.


A credit card terminal connects to your existing POS and allows your customers to pay with their credit or debit cards for your products or services. When you process a transaction, you are able to swipe a card, insert an EMV chip-enabled card or tap a smartphone app (such as Apple Pay or Samsung Pay) as payment, and your POS system will help keep track of inventory and other logistics. Restaurant patrons are able to pay for their meals without a second thought, which creates a more welcoming environment and can lead to more food and drink orders.


You already know that accepting credit cards for payment will help increase sales, especially impulse purchases. The key is to find a card reader that works best with your existing setup and which communicates seamlessly with your credit card processor.


Benefits of using a terminal attached or integrated with a POS system when accepting credit cards include:


Payment flexibility for customers

Increased customer satisfaction

Faster payment methods for your sales


Setting up card readers at the checkout stands in your store or around your restaurant is a relatively inexpensive investment that will pay off in the long run. According to the U.S. Small Business Administration, you may pay up to 5 percent of what you earn to a merchant services account provider, which is why it is so important to work with a company that offers the lowest fees and the most dependable equipment for your business. As you grow your business and look to expand outside of the immediate area with online sales, developing an e-commerce solution is the next step.


Payment Gateways Unlock Your Online Store


If your business depends on online sales to stay open, you need to have the ability to accept online payments without incurring outrageous fees, plain and simple. An e-commerce payment gateway allows you to get an affordable solution for accepting credit cards online that is easy for your customers to use. In addition, a secure online shopping cart gives your customers peace of mind, knowing that their transaction information will be handled with care throughout the entire process.


Whether you already have an existing payment gateway or are looking to install one for the first time, your merchant services provider can help you find the right option for your business. Secure payment gateways help improve overall efficiency by connecting directly with your merchant account online so all of the information you need about your sales and finances is all in one place.


Your credit card processing partner can integrate a new payment gateway with your existing shopping cart or help you choose the best shopping cart and payment gateway combo if you are starting from scratch; in turn, your payment gateway unlocks your online store.


A couple of important benefits of properly setting up a shopping cart and a secure payment gateway is that you can get funded faster and customers will feel more secure knowing that their personal information is safe. Rather than rushing through the process of getting your online store up and running, take the time to research available options for accepting credit cards so you know exactly what your fee responsibility is and can maximize your profits.


Virtual Terminals Strengthen B2B Transactions


On a related note, having a virtual terminal for B2B transactions allows your business to conveniently process transactions individually or as a batch. Whereas a payment gateway is a customer-facing solution that allows someone to choose an item from your online store and submit their credit card data for payment, a virtual terminal is used only by a merchant online to input credit card sales manually.


A virtual terminal allows you to key in credit card numbers from clients or other organizations you sell products or services to so that you can get paid. This is particularly useful when taking credit card information over the phone, on invoices through the mail, or when taking part in off-site sales events like tradeshows. These solutions also integrate with your online merchant services account so that transactions that are processed result in money coming into your business quickly and securely.



Once you know the type of credit card processing solution that is right for your business, you will need to decide on the exact piece of equipment you need. Doing so gives you a solution that enhances transaction security, increases customer satisfaction, and eliminates hassle, all while ensuring your business gets paid promptly without being on the hook for sky-high fees.


Mobile card readers, POS systems, e-commerce payment gateways and virtual terminals give your customers confidence and trust in the fact that they are working with a secure site when paying with a credit card.





Credit Cards Processing for Your Small Business

Credit and debit cards are the way to go in terms of payment. Modern consumers prefer the plastic method of payment over traditional paper money and companies who don’t have access to wireless Visa machines will find themselves struggling to keep up with the competition. Now is the perfect time to get a Visa machine for your small business. Open yourself up to the processing of digital payments and open your business to a new world of opportunity.

There are many benefits to getting a Visa machine as a small business, mostly involving accessibility. If you’re a small business owner who doesn’t accept credit or debit cards, the most common interaction you’ll experience will be potential customers who aren’t able to utilize your services as they don’t have cash on hand. Find the perfect credit card machine for small businesses today and get the next phase of business started.

Free Virtual Terminal With No monthly fees

We now offer a free virtual terminal with ZERO monthly fees. You will be able to access your terminal from any internet connection and process all of your credit card sales.

The rate is 1.85% + .10 cents per transaction with no monthly charge that’s right right if you don’t use it for the monthly you pay nothing





How to Get a Credit Card Processing Machine?

There are many steps that go into setting up your business with a credit card machine. It’s much more than simply purchasing a credit card machine and swiping customers through. First and foremost, you’ll need a company backing your payments. Most small businesses work with MasterCard or Visa to open a merchant account which acts as an agreement between client and company. Without this agreement, clients can’t process their credit cards as you’re not affiliated.

If you don’t intend to open up a merchant account with a major company, you can always work through a third-party payment processing service. This is the more affordable option as you’re not paying for premium service, but the features and support available will take a toll. If you’re looking for a credit card processing machine for your small business, it might be smarter to take the merchant account option.

Once you have the backing and agreement set up, you’ll want to choose the perfect processing machine for your small business. Many of the physical machines will come with specific benefits and features. Finding the right wireless Visa machine for you is all about knowing what makes a great product.

Best Free Credit Card Processing Machines

One of the best free credit card processing machines for small businesses comes from Square. They specifically designed their credit card processing machines to appeal to the smaller businesses with features and benefits that reflect that design. The app-based payment system and simple payment structure make it one of the most accessible and affordable processing machines for you.

Payment Depot is another fantastic Visa processing machine for small businesses. Though it does come with a monthly rate, the support and continued monitoring will be greatly beneficial to your small business. If you sign up with larger corporations like MasterCard or Visa, it won’t matter which manufacturer you work with, they’ll back the processing machine for you.

Bring your small business into the modern world and start processing credit and debit cards. Find the perfect wireless Visa machine for your small business.

Four simple choices for your credit card processing needs never a termination fee or contract

Credit Card Machines For Small Business rate of 1.08% + .08cents per transaction no contract free equipment.
Mail order/ Internet rate of 1.86% + .08 cents per transaction free equipment no contract or payment gateway.
Free Wireless credit card machine for small business rate of 1.08%+ .08 cents per transaction no contract.

Free Credit Card Machine For Small Business- Credit Card Machine For Small Business


Are you a high credit card volume business owner?

If your business processes at least 20K per month in credit card sales we have a program for you.Our high volume program gives your business the same rates as BIG retailers like Walmart. Our free card swipe machine program works great for small business owners looking to keep costs low.

Your rate would be interchange +20 basis points (equal to our cost plus 2 tenths of 1%). To get More information please give us a call at 1-866-223-0190 and keep in mind we never have a contract or termination fee as well providing a free credit card terminal and pin pad.

Credit Card Machine For Small business

Take advantage of our mobile credit card machine for small business 

Receive a free credit card machine for small business the IWL wireless credit card terminal as part of our free credit card terminals program. This totally mobile uses GRPS technology so there are no “dead zones” We provide this free credit card terminal  with no contract or termination fees. Our free mobile credit card machine will allow you to accept credit cards anytime & anywhere.

Receive our Ingenico ICT 220 with Pin Pad as part of our free credit card machine for small business program EMV approved this terminal will work with both a standard phone line or a VIOP phone system. It accepts all major credit and debit cards

Commercial Merchant Services gives the small business owner access to a visa machine the ability to accept credit cards from the customer without the hassle or cost of a long term contract,equipment fees or costly PCI compliance fees like other merchant services providers. This also includes a free credit card machine for small business as well as our Payment Jack device that works with all cell phones, mobile devices and ipads or any other tablet. Our merchant account program is simple and straight forward we provide you a free credit card terminal and pin pad if needed. Our rate is .058% for swipe and 1.86% for non swipe. Our agreement is month to month with no set up fee!If you have any questions please feel free to call 1-866-223-0190. It is always best to compare merchant accounts. Remember no contract EVER!!

Get  Information on how to Eliminate your monthly merchant fees.


Latest Updates

Promotion and Discounts

Amazing Deal

Is your business ready for the new Visa Machine EMV terminals requirements starting in October?

We have provided a list of EMV approved terminals along with all there specifications.

So if you want Free Equipment Gift, No Contracts, No 1st year PCI fee, No Termination fee Give us a call I will even give you $100 to try us out no questions asked

Credit card machine for small business


EMV-compliant terminals accept all payment types.

Discount rate of 1.09% for card present and 1.86% for car not present transactions

Credit Card Machine For Small Business  NO CONTRACT !!

With Commercial Merchant Services, small and medium-sized businesses get free, state-of-the-art credit card readers and processing terminals. We offer a variety of payment solutions (wired, wireless,and online) to meet your business needs. Plus, we’ll ship your card reader to you and help you get it up and running, all for no extra charge. Why? Because when your business thrives, so does ours.

Free Credit Card Terminal Equipment NO CONTRACT !!

Our free countertop credit card terminals connect over the phone or Internet and provide all you need to accept all the ways to pay

Free Wireless Terminals

For merchants on the move, a wireless credit card reader gives you added flexibility to accept payments without a cord. We now have a Bad credit merchant account instant approval

Getting Your Free Credit Card Terminal

With Commercial Merchant Services as your credit card processor, small and medium – sized businesses get free, state-of-the-art credit card readers and processing terminals. Plus, we’ll ship your card reader to you and help you get it up and running, all for no extra charge. The best part is there is no contract or termination fee ever and you will receive your money the next business day. Are you looking to accept credit cards from your customers? Is building your company’s sales volume essential to you? In this article, I’m going to share with you how to determine which merchant for credit card processing would be best for your small business. Take advantage of our special free processing up to $200 in fee until April 1st 2020 .Let’s face it, there’s no lack of merchant suppliers both online and offline providing a whole set of amazing tools for simple credit card processing such as virtual terminals, mobile credit card readers, credit card equipment and so on. The bottom line when it comes to credit card processing: more attention should be paid to fees rather than the bells and whistles. Instead, in today’s fast-paced world, more attention is paid to speed and easy setup when it comes to accepting credit cards as a small business. However, the important thing to realize is that going with “fast and easy” is not always the best and most cost effective. Simplicity is expensive, so before you decide to use a turnkey payment processing company and pay costs from 2.9% +.30 per transaction, take some time and research ways to receive much lower fees for credit card processing. The fact is that if you are a small business and you wish to get cash from clients by means of credit cards, then you need a merchant account. A merchant account is what you utilize to accept credit cards, get cash and make money as a business. Typical merchant account companies can charge up to 5% of everything a company earns with prices consisting of merchant processing costs, gateway fees, interchange costs, Visa, MasterCard, American Express charges, statement fees and so on. In time these expenses could add up to a great deal of money; that’s money your business is not taking in. Every penny being paid is cash your business is not making. What if you could reduce your existing credit card processing fees 25%—50%? Our rates go from.58% to 1.86%, some merchants specializing in small business have processing fees ranging from 0% to.36%. In addition, why not choose a merchant provider that reports your company’s repayment history to a major business-credit reporting agency? Having a merchant provider that provides low credit card processing fees while enabling your business to establishing its own creditworthiness is an ideal solution for a small business owner. Also if you are looking for business funding looking at someone such as Commercial Merchant Funding that is able to offer funding to small business owners regardless of past credit problems.    

Low Processing Fees

Building your company’s creditworthiness

Free wireless credit card terminal

 Credit Card machine for small business


Free Credit Card Machine for Small Business

Small businesses must be empowered with state of the art technology. While it is uncommon for small businesses to not have the necessary infrastructure to facilitate payments, there are many enterprises that are unable to use the full spectrum of modes of transactions. Cash is clearly the most inefficient form of payment. It is hard to account for, managing it is a daunting task and there is far greater risk of theft or getting robbed. Digital transactions are not the future. They have become the reality for a few years now. It is imperative for small businesses to accept various forms of payment. Facilitating the same pursuit is a multitude of offers that provide a free credit card machine for small business.

You can actually avail a free credit card machine for small business and a wireless one at that. Wireless credit card machines operate much faster than wired systems. The machine is also portable as it does not have to be fixed at one place limited by the cable or wire. A free credit card machine for small business has no upfront cost, no shipping charge or fees for the terminal. There is no termination fee. There is no contract either. You can also get a discount on the transactional fees.

A state of the art free credit card terminal for small business can facilitate multiple kinds of payment. All major credit cards can be swiped. It is possible to enter the information using the keypad and then the customer can use the pin pad to authorize the payment. State of the art devices can also process payments facilitated by tablets and smart phones. There would be a payment processing software integrated to the device, connecting it to the servers and also offering an interface for the business to send email receipts to customers, which can be automated. There would anyway be a detailed account of all transactions for the owner of the business.

State of the art credit card machines for small business facilitate real time authorization for both keyed and swiped transactions, there is an option to capture signature through touch screen devices, transaction history is easily accessible online or on a smart phone, the device can work with Apple Pay, magstripe cards and cards with EVM chips. The device would also have a receipt printer to instantly generate the copy for the customer and for the small business.

With the diminishing use of cash and checks and the rise of plastics, credit card machines for small businesses has no longer a costly alternative option of payment, they have become a necessity. It has changed the way businessperson takes payments for their services and goods. With these new technologies, it is easier for business owners to use these machines in enhancing their business. Most machines are being provided to the owner of the small business by the company processing the payment.

Our free credit card machine for small business will enable retail businesses to accept credit cards in exchange of their goods and services. With the arrival of credit cards, customers are able to extend the payments of their purchased goods or services in a period of time instead of full payment. The machines process the information on a card and transfer the data in a secure phone line with the use of specialized modem. The processing service provider then indicates whether or not to accept the card for payment. If it is accepted, the processing service then process the payment and then charging the purchased amount to the card.

Nowadays, small business allows customers to utilize their credit cards in their business place by contracting with any credit card processing providers. Many credit card processing facilities have their own credit card terminal that is being given to the merchant either in exchange or at cost for a long-term contract. With the increasing crime in past few years, instead of carrying cash, more people are carrying credit cards. By allowing small business to take credit cards, the credit card machine has made many small merchants to stay in business and adapt to competition with larger chain stores.

A business that uses a credit card machine can increase their profit margin and have more sales. Once a credit card machine has been put up, the revenue sales of small businesses has increased to 70% depending on the services or products sold. The exchange of money electronically has been in greater use instead of the actual exchange of money. You can rent a credit card machine or a PDQ terminal from a separate supplier. The amount of time for merchant to receive their money differs between different account providers. It is important that you get quotes from various suppliers for comparison.

In addition, chip and pin technology are being used by all PDQ (process data quickly) terminals to reduce fraudulent transactions. However, fraud transactions always take place, so as merchant; you should follow the best practices and must be vigilant over suspicious transactions to prevent lost goods and charge back fees.

The evolution of a visa machine for small businesses started from the manual device that used carbon paper to imprinting the number of your credit card and information. It is then upgraded to an electrical swipe machine reading the magnetic strip found at the back of the credit cards. While modern credit cards are directly incorporated to computer keypads, cash registers and devices which are handheld using wireless communication technology.

The rate for processing through our Retail Merchant Credit Card Program system is 1.09% +.08 cents per transaction. The credit card devices along with the software are provided for free including shipping as with our other programs there is no contract or early termination fees.

 Credit card machine for small business

  Our free credit card machine for the small business owner that needs to accept credit card payment anytime and anywhere. By using or GPRS technology there are no dead zones to worry about so you have 100% connection time all the time. We offer low rates starting at 1.09% with no contract or termination fees. We offer you a choice of three different options including the: Verifone Vx 675 wireless terminal:  Ingenico IWL 255 wireless terminal ( ingenico iwl255 manual)

IWL255.pdf or the PAX S90 Wireless terminal –

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